Here's what medical insurance typically entails:

1. Hospitalization Coverage: Medical insurance often covers expenses related to hospital stays, including room charges, surgeries, ICU care, nursing services, and medical supplies.
2. Outpatient Services: Coverage for outpatient services, such as doctor consultations, diagnostic tests (like X-rays or blood tests), specialist visits, and prescribed medications.
3. Maternity Benefits: Many medical insurance plans include coverage for maternity care, which may include prenatal care, childbirth, and postnatal care for both the mother and newborn.
4. Preventive Care: Some insurance plans offer coverage for preventive services like vaccinations, health screenings, and wellness checks to help individuals maintain good health and detect potential health issues early.
5. Chronic Disease Management: Coverage for ongoing treatments and management of chronic illnesses or conditions, such as diabetes, hypertension, or asthma.
6. Emergency Care: Coverage for emergency medical treatment, ambulance services, and emergency room visits in case of accidents or sudden illness.
7. Network Coverage: Insurance plans might have a network of healthcare providers or hospitals where the coverage is accepted. Some plans may offer reimbursements for services obtained outside the network but within specified limits.