Here are some common types of liability insurances:

1. Public Liability Insurance: This type of insurance covers legal liabilities arising from injury or property damage to third parties due to your business activities or operations. It's particularly relevant for businesses that interact with the public, such as retail stores, restaurants, or service-based businesses.
2. Employers' Liability Insurance: Employers' liability insurance provides coverage for legal liabilities arising from injuries or illnesses suffered by employees in the workplace. It covers compensation claims by employees due to work-related injuries or illnesses.
3. Professional Indemnity Insurance: This type of insurance is relevant for professionals and service providers, such as consultants, lawyers, doctors, architects, or engineers. It covers claims arising from professional errors, negligence, or inadequate advice that lead to financial losses for clients.
4. Product Liability Insurance: Product liability insurance covers legal liabilities arising from defects or damages caused by products sold or supplied by a business. It protects against claims for injury or property damage caused by a faulty product.
5. Directors and Officers (D&O) Liability Insurance: D&O insurance protects company directors and officers against legal liabilities arising from decisions or actions made in their official capacities. It covers legal costs and damages resulting from alleged wrongful acts, errors, or omissions.
6. Cyber Liability Insurance: This insurance covers liabilities arising from data breaches, cyber-attacks, or other cyber incidents. It includes coverage for legal expenses, notification costs, and potential compensation to affected parties due to data breaches.