Money insurance policies can offer coverage for various scenarios:

1. Cash in Transit: This coverage protects cash while it's being transported from one location to another, such as from a business to the bank or between different branches of a company. It safeguards against theft, robbery, or other incidents during transit.
2. Cash on Premises: Insurance can also cover money kept on business premises, including in safes, cash registers, or during business hours. It provides protection against theft, burglary, or damage due to specified perils.
3. Forgery or Counterfeit Currency: Some policies may cover losses resulting from accepting counterfeit currency or fraudulent activities involving currency exchange. 

Money insurance policies usually have specific terms and conditions outlining coverage limits, deductibles, and exclusions. These policies might also offer additional features or options tailored to the needs of different businesses.

Businesses that handle substantial amounts of cash, such as banks, retail stores, restaurants, and other cash-intensive enterprises, often opt for money insurance to mitigate the risks associated with handling and storing cash.